Prison Education Program

Build Your Financial Future: The Power Of Ownership

This guide is the third in Level’s financial literacy series and focuses on the power of an ownership mindset. Learn the mechanics of investing, how to rebuild credit, safely finance vehicles and homes, decode the tax system and navigate the national economy to build and protect your assets.

Enrollment fee is a one-time payment that includes this guide and Level's entire prison education program including all educational and job training guides and all certificates. No hidden monthly payments or recurring fees. The enrollment fee includes shipping.

What they'll learn:

  • Shift to an ownership mindset by reframing what an asset is, recognizing the pressure of inflation and mapping assets to the four freedoms of ownership
  • Understand the mechanics of investing to balance risk and growth using diversification, low-cost index funds and tax-shielded retirement accounts
  • Rebuild and strengthen your credit by reviewing official credit reports safely, utilizing credit builder tools, and mastering the credit utilization ratio
  • Navigate auto loans safely by evaluating true transportation costs and depreciation, mastering loan amortization and securing pre-approved financing to avoid dealership traps
  • Explore the path to homeownership by decoding mortgage costs,, building home equity slice by slice, and leveraging equity responsibly
  • Take charge of your taxes by differentiating between payroll and contractor status, utilizing tax filing as a financial strategy and claiming refundable tax credits
  • See the bigger economic picture by decoding the business cycle, tracking GDP and inflation, and recognizing how the Federal Reserve and prime rate affect your economic journey

Guide includes:

Reentry
Ownership
Finances
Planning

Schedule

Self-guided - learners complete at their own pace

Guide length

52 pages

Time to complete

~10 hours

What is Level?

Level is a popular, independent, nonprofit prison education program that offers education, career training and personal development for people in prison and connects with family members and supporters on the outside. Our unique approach can reach nearly any person at any prison, even those in high security or solitary confinement. 7,052 people in prison have spent 106,500 hours using the Level program inside 1,069 prisons across the country.

Testimonials for this guide:

Thank you for offering these guides to us in prison. There are many of us who wish to change our lives, to grow, to learn and redeem through knowledge and hard work. I'm very happy to find this program, as the opportunities for growth are here.

- Chase, incarcerated in California

I appreciate you and your program. I cannot thank you enough for giving me what I want most - knowledge. It gives me the opportunity to teach others the wisdom I've learned. I would like to learn about every topic you have to offer me. I acknowledge my potential of limitless growth of my image and soul.

- Alexander, incarcerated in Missouri

I would just like to thank you all for creating these educational guides. It really means a lot to me to know that there are people out there who care about people in here like me. I really believe that the more people are able to learn and educate themselves then the world can be a safer place.

- Jessica, in prison in California